Work Harder During The Summer And Make A Difference In Your Money Journey


It is the beginning of June and I find myself wondering how it’s possible that we are 6 months into this year?  It feels like time is flying. Most people are are planning their summer vacations, hanging out with family, and taking a well-deserved break. I’m not taking time off. There are several reasons for this.

Let’s start with the obvious-I already had an epic vacation this winter. In fact, I had the type of vacation that many people have once in a life time. Time off won’t happen this summer. But this summer is that unusual in term so my work levels. I typically end up working more in the summer. I have a long history of working more in the summer through the end of December and then easing off from January until about April or May. This work pattern could probably be attributed to my mom reading to me over and over again the story of the Ant and the Grasshopper.

Let’s revisit that story. Once there was an Ant and A Grasshopper. It was summer and the Grasshopper wanted to have fun and play outside all summer long. The Grasshopper also teased the Ant who was hard at work all summer long. Then winter came along and the Grasshopper was starving and had to beg the Ant for food. Well, I’m not an Ant but I definitely tend to work much harder during the summer than I do in the winter.

Here are some of the tasks that I focus on:

  • Increasing my work load
  • Paying debt down
  • Restocking my food pantry
  • Restocking household items (toilet paper, toothpaste, etc.)

This year isn’t any different even though now I am self-employed. I am actually finding that I am much busier than before.  I welcome almost task that I am focusing on. It’s my belief that staying focused and working hard during the summer will help move me forward on my debt journey.

If you are currently on a debt freedom journey I would strongly encourage you to reconsider taking too long a break during the summer. I do think it’s important to replenish your energy but capitalize on the opportunity that summer provides. There are tons of ways to make money during the summer.  Check out my post 50 Ways to Make Money to look for ideas on fun, quick, and efficient ways to make money.

There is always a tipping point in a personal journey. The moment you break through in training for a race, the moment when your debt repayment hits 50%, and the moment when you end up being serious about someone else. It always feels like that magical moment happens during summer…or when everyone else seems to be taking it easy.

In order to stay committed to whatever goal you’ve set for yourself do the following:

  • Schedule small breaks to replenish your energy. They could be during the day or once a week-it’s up to you.
  • Let people know what you’re doing. They may tell you that you’re working too hard-who cares, you’re rocking a goal.
  • Create a vision board.  It’s hard to stay focused when you don’t have a plan.
  • Be forgiving of yourself if you stumble along the way.

Summer provides a huge opportunity to get ahead of the rest of the pack. Don’t squander it! Work harder, it will make all the difference.



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I am an obsessive foodie, but not self-righteous with it, love travel, meeting new people, helping you look good, and am freaked out by people who don't enjoying reading...something! I have always liked issues connected to personal finance, the movement of money on a bigger scale, and now am fascinated by how people’s emotions affect their personal spending. You can read more at: I’ve had an amazing time writing for my blog, The Shop My Closet Project, and love the transformative power of connecting with people through writing.

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